How much is the PayPal fee in the UK?
One rate covers almost every sale: 2.9% of the payment plus a fixed £0.30. PayPal’s UK page lists goods and services payments and invoices under the same rate as PayPal checkout. On £100 the fee is £3.20 and you receive £96.80. On £10 it is £0.59: 5.9% of the payment, because the fixed part weighs more on small amounts.
What does PayPal charge on payments from abroad?
A surcharge on top of the standard rate: 1.29% when the buyer is in the EEA and 1.99% when they are anywhere else (the US included). A £100 payment from a buyer in France costs you £4.49; from the US, £5.19. If the money arrives in another currency and PayPal converts it, PayPal uses a rate 3% above its base exchange rate. Tick “PayPal converts the currency” in the calculator to include it.
Which PayPal UK payments cost less?
Card payments from a buyer with no PayPal account cost 1.2% plus the fixed fee, and advanced card payments 1.2% plus the fixed fee. QR code payments cost 1.5% + £0.10 above £10 and 2% + £0.05 up to £10. Buy Now Pay Later costs more: 3.9% plus the fixed fee.
Since 1 October 2026 you can also ask PayPal for its tiered plan, where the rate follows last month’s sales: 2.9% up to £4,000, 2.4% up to £8,000, and 2.1% above. With £6,000 of sales last month, a £100 payment costs £2.70 instead of £3.20.
Are friends and family payments free in the UK?
Sending money to a friend or relative in the UK costs nothing when no currency is converted, and receiving it is free. A personal payment sent from abroad costs the sender 5%, at least £0.99 and at most £2.99: on £40 that is £2.00. Never take a personal payment for something you sell: PayPal gives neither side buyer or seller protection on it.
How do I cover the PayPal fee in my price?
Switch the calculator to “what to charge” and type what you want to receive. By hand: add the £0.30 fixed fee to the amount you want, then divide by one minus the rate. To receive £100 at the standard rate, ask for (100 + 0.3) ÷ (1 − 0.028999999999999998), which rounds to £103.30. Most sellers build this into the price rather than adding a separate charge.